US Global Financials
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Growing your small business through accounts factoring
financing retail/wholesale
orders Import Export trade finance solutions

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Purchase Order Financing

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Financing Expansion through
Merchant Credit Card
Advances.

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Equipment Leasing

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Invoice Factoring

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Why to choose our Company

TO PROVIDE ALTERNATIVE FINANCING

FOR SMALL BUSINESSES LIKE:


Janitorial, Staff Leasing, Guard services,
commercial maintenance ,Lawn care, Printing,
Trucking, Government, Resorts and many more.

Finance Solutions Through US GLOBAL financials ...
Furniture, Textiles, Garments, Chemical
Products, Auto Parts, Sporting Goods, Industrial
Products, Biomedical, Multimedia, building
Materials and many more.

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Call us at 1(301) 915 4853 if you have questions...
$250,000 $ 500,000 $1,000 ,000 ...

arrow-bullet Purchase Order Financing.... 1
arrow-bullet Invoice Factoring..... 2
arrow-bullet Merchant Credit Card Advances....3
arrow-bullet Equipment Leasing.....4
arrow-bullet Import Export Trade Finance...5
arrow-bullet Forfaiting.....6


A) Purchase order financing offers quick cash flow reserves.

Purchase order financing is an excellent method for a business to obtain quick capital. It is a great solution for when cash flow reserves are low. The problem happens with many businesses because the suppliers want you to pay upfront with a C.O.D., but your customers want to pay you on net 30 or net 60 day terms. Cash flow is a common problem for manufacturing companies especially because while the goods are in transit, the invoices are not paid by the buyers.

Purchase order financing frees up your cash for critical business expenses. Another benefit is that it does not show up as debt for your business if you get this sort of financing. This makes it possible to not only use extra cash to get discounts on purchases, but it also allows your business to get approved for more financing.

The steps to being ready for purchase order financing are really quite simple. First you need to get a purchase order from your customer, secondly you need to find a reliable supplier for your products, and lastly place the order with that supplier. This will get you on the track to getting purchase order financing.

We can help you get your business financing needs in line. We offer the largest business funding directory in America with over 4,000 sources. By simply telling us a little bit about your business we will help match you with quality lenders that can help your business.
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B) Invoice Factoring
is an effective form of business financing in which you sell your invoices to a factoring company in exchange for immediate payment. It eliminates the 30 to 60 days that your customers take to pay your invoices and provides you with the working capital you need to run your business.

Factoring invoices is simple and can be used by most businesses. Here is how it works:

  • You deliver goods / services to your client and issue an invoice
  • You sell your invoice to a factoring company, who immediately advances you the 1st installment. This will be between 70% and 90% of the gross value of the invoice. You usually receive the advance in as little as 24 hours
  • After 30 to 60 days, the invoice is paid by your customer and the factoring company advances you the remaining funds as a 2nd installment, less a small financing fee

An important result of the using invoice factoring you will get predictable cash flow. Factoring eliminates the uncertainty of when you’ll get paid.
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C) Import and export financing – Allowing business to go on globally.

Import and export financing exists to enable business to take place overseas. Import and export financing provides importers who have orders from customers in the United States, or foreign customers backed by a letter of credit, with the necessary financial backing to provide their overseas supplier with a letter of credit to guarantee payment of goods.

There are many reasons for a business to engage in this sort of financing. One big reason is that the financing can be arranged to cover 100% of the transaction. This provides the importer with sufficient financial strength to sell larger orders than they would be able to on their own financial strength. Depending on the strength of the buyer, this may be done on open account with the domestic buyer, allowing the buyer to increase their purchasing power.

The whole process works because the importer will supply you with basic information on the import company and their customers. You then evaluate the credit worthiness of the customers. For each of the approved customers, the importer will supply us with copies of purchase orders that are to be filled. We will then arrange a letter of credit to be issued to the suppliers’ bank with the supplier as the beneficiary.
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D) Equipment leasing is an excellent way to grow your business without significant out of pocket expenses. Leasing offers real advantages including better value, more convenience and greater control. In most cases, the full amount of the equipment, as well as the service, shipping, installation costs and maintenance can be included in the lease. This spreads the cost out evenly over the term of the lease freeing up your money to work harder for you. Currently, 35% of all equipment is leased. Learn more about equipment leasing and how it can help your business by calling us.
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E) In trade finance forfaiting involves the purchasing of receivables from exporters. The forfaiter takes on all risks involved with the receivables. It is different from the factoring operation in the sense that forfaiting is a transaction-based operation while factoring is a firm-based operation: In factoring, a firm sells all its receivables while in forfaiting, the firm sells one of its transactions.

The characteristics of a forfaiting transaction are:

  • Credit is extended by the exporter for a period ranging between 180 days to seven years.
  • Minimum bill size is normally US$ 250,000, although $500,000 is preferred.
  • The payment is normally receivable in any major convertible currency.
  • A letter of credit or a guarantee is made by a bank, usually in the importer's country.
  • The contract can be for either goods or for services.

At its simplest the receivables should be evidenced by a promissory note, a bill of exchange, a deferred-payment letter of credit, or a letter of guarantee.

Three elements relate to the pricing of a forfaiting transaction:

  • Discount rate, the interest element, usually quoted as a margin over LIBOR.
  • Days of grace, added to the actual number of days until maturity for the purpose of covering the number of days normally experienced in the transfer of payment, applicable to the country of risk.
  • Commitment fee, applied from the date the forfaiter is committed to undertake the financing, until the date of discounting.

The benefits from forfaiting include eliminating political, transfer, and commercial risks and improving cash flows.

f) Personal financing

All kinds of personal financing including commercial real estate financing can be arranged on competative rates depending on the business and personal credit history.

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